Sunday, March 1, 2015

weekly wallet wins {week 9/52}

Thanks for joining us on our Mission to Financial Freedom!  It wasn't a landslide week, but I found a few deals at the end of February!

saving money on weekly wallet wins

For the Little Ones

Valentine's Clearance 90% off at Walgreens
     10 Activity pads @ $.19 or $.02 each
     1 pink rubber ducky @ $.19
= $.19 + $.19 = $.38

These made great filler items for some the other deals/transactions I had at Walgreens this past week!

For Our Tummies

Butterball Turkey Bacon on Sale at Walgreens
     2 packages @ $1.29 each
     used 2 $.75 off coupons
= $2.58 - $1.50 = $1.08 or $.54 per package

Hiland Whole Milk on Sale at Walgreens
     1 gallon @ $2.99
     submitted for $.40 Ibotta rebate
= $2.99 - $.40 = $2.59

Banana Chips @ $.99

Used 2 $2 Register Rewards (from transactions below), so my total for the bacon, milk, and banana chips was only $.66 out of pocket

FREE - Leftovers all week long!  Last Sunday, Alexander the Great made a gigantic batch of chicken fried rice for our HOME Group.  Either our group didn't eat much or we made way too much...or both, but we had tons of leftovers.  So, instead of using up all of the groceries I had bought for meals last week, we ate chicken fried rice.  Over and over and over again.  And I even froze a full 9x13 sized pan of it for sometime in a few weeks!

For the Bathroom

It may not be exciting, but it is necessary.

Kotex Feminine Products Buy 1 Get 1 50% Off at Walgreens
     1 box @ $5.79
     2nd @ $2.89
     used 2 $1 off coupons
     used $4 Register Reward from last week
     submitted for $1 Ibotta rebate
= $8.68 - $1 - $1 - $4 - $1 = $1.68
Received $2 Register Reward
Earned 1,000 Reward Points (like $1)
$1.32 Moneymaker!

Speed Stick Gear on Sale at Walgreens
     1 deodorant @ $2.99
     used 1 $2 off coupon
= $2.99 - $2 = $.99
Received $2 Register Reward
$1.01 Moneymaker!

Extra Income

Extra Teaching = $500
     I got my first bonus paycheck for subbing for a professor that has taken an unexpected leave of absence.  It added about $500 to my February paycheck!  Yay!

Did you have any wallet wins this week?

Read more about our Mission to Financial Freedom HERE.

Follow Elise Harvey {Harvey Ever After}'s board Money Matters on Pinterest.

Our Weekly Paleo-ish Menu {March 1}

Our Weekly Meal Plan

Sunday - Chili

Dinner @ HOME Group - making PW's Sherried Tomato Soup (paleo with cashew cream)

Monday - Salmon with Collards, Yellow Peppers, and Fruit

Tuesday - Leftover Chili

Wednesday Chicken Pad Sew Ew

Thursday - Chicken and Apple Sausages with Mac N Cheese and Fruit

Friday Italian Mushroom Bake with Salad

Saturday Nacho Pot Pie

Sunday - Leftovers for Lunch

Dinner @ HOME Group

Lunchbox Ideas - Lettuce wraps, egg salad, quiche cups, salads

Find previous meal plans here.
**Linking up at I'm an Organizing Junkie for Meal Plan Monday**

This post contains affiliate links.

Tuesday, February 24, 2015

Like a Gazelle

"My son, if you have put up security for your neighbor, 
if you have shaken hands in pledge for a stranger, 
you have been trapped by what you said, 
ensnared by the words of your mouth.  
So do this, my son, to free yourself, 
since you have fallen into your neighbor’s hands: 

Go—to the point of exhaustion— and give your neighbor no rest!  
Allow no sleep to your eyes, 
Free yourself, like a gazelle from the hand of the hunter, 
like a bird from the snare of the fowler."

Proverbs 6:1-5 (NIV)

Gazelle Intensity

Some days God's voice is so very clear.

Today is one of those days.

As you may now know, Alexander the Great and I have really been impacted by the Dave Ramsey Financial Peace University class that we are taking at our church.  Two weeks ago, we talked about becoming debt free, and these verses from Proverbs were quoted by Dave Ramsey during the class.  

Today, my husband was reading from his Bible in One Year Plan by Nicky and Pippa Gumbel, and Proverbs 6:1-5 was part of the reading selection.  How appropriate since tonight will be our 7th Financial Peace University class.  God is working in our lives!  

So far, we have been on-track for our budget for February, but there have been a few things that have come up at the end of the month that could waylay our budget big time.  I think we really needed the reminder today that we need to be gazelles when it comes to our finances.

We have talked a lot about the gazelle-like intensity that Dave Ramsey talks about, and I think the Biblical basis of it make a lot of difference to me.  There are so many things that we think about as frowned upon by God, but rarely do we think of debt as such a thing.  It amazed me when we heard these verses for the first time.  God wants us to have gazelle-like intensity when it comes to paying off our debts.  

In a week or so, I'll be posting about the first month of our Mission to Financial Freedom, where we stand, and our plans for next month.  I've got some crazy ideas up my sleeve to be like a gazelle.  What kind of crazy gazelle schemes have you used?

*This post contains affiliate links.*

Harvey Ever After Featured

Wow!  What a great week for Harvey Ever After.  I am so excited to share that two of the posts here on the blog were featured by fellow bloggers!  Two features in one week is definitely a record.  I think I've only been feature two other times before this ever, so this week doubled my feature exposure.

Thanks to Candice at Momma Wondering for featuring my post, Five Reasons to Find Financial Freedom, this week for the Bloggers Brags Pinterest Party.  I'm so glad that you found the post inspiring.  I have found so much inspiration and motivation from other bloggers as we begin our mission to financial freedom, and I so want to share that with others.

Creative K Kids

And thanks to F. Dean and Rosilind at F. Dean Hackett - Foundational for feature my post, Reasons I Love My Husband, this week for the brand new Tell It to Me Tuesdays party.  I think it's so important to provide affirmations like this in relationship, especially marriages.  I'm thrilled that others were interested in the topic as well.  

And on a side note, I won some amazing jewelry from another blogger's giveaway at The Scarlett Thread!  What a great week so far!

Sunday, February 22, 2015

Our Weekly Paleo-ish Menu {February 22nd}

Our Weekly Meal Plan

Sunday - Leftovers for Lunch

Dinner @ HOME Group - Making Chicken Fried Rice to take

Monday - Salmon with Collards and Cantaloupe

Tuesday - Chicken and Apple Sausages with Mac N Cheese

Wednesday Chicken Pad Sew Ew

Thursday - Chili

Friday - Paleo Italian Mushroom Bake with Salad

Saturday - Grain-Free Nacho Pot Pie

Sunday - Leftovers for Lunch

Dinner @ HOME Group

Lunchbox Ideas - Lettuce wraps, egg salad, quiche cups, salads

Find previous meal plans here.
**Linking up at I'm an Organizing Junkie for Meal Plan Monday**

This post contains affiliate links.

Friday, February 20, 2015

weekly wallet wins {week 8/52}

Thanks for joining us on our Mission to Financial Freedom!  Over the past week, I've been able to find some fantastic Weekly Wallet Wins to help keep our spending down, stockpile up, and budget on track!

saving money on weekly wallet wins

For the Little Ones

23 Clothing Items = $2.14
     My favorite used kids' clothes store has their clearance on sale right now -- 10 items for $1.  It's seriously almost like free clothes.  I got a bunch of clothes awhile back when it was priced at twenty-five cents per item, but this is even better despite the smaller selection.  I may have to go back and pick up a few more things tomorrow.  It breaks down like this:  Little Miss Harvey - 19 items (3 two-piece outfits, X shirts/onsies, X pants), Baby Prez - 2 shirts, Miss Coco - 1 pants.  

CVS Deal on 2 Packages of Huggies Diapers + 2 Huggies Wipes = $10.50
     CVS Sale: 2 Huggies Jumbo Packs for $18
     Spend $20, Get $5 ExtraBucks

Transaction 1:
     1 Jumbo Pack Huggies Snug & Dry $9
     used online coupon: $2 off Huggies diapers
     1 Huggies Wipes $3
     used online coupon: $.50 off Huggies wipes
     used $2/10 Huggies purchase CVS coupon
     used $4 ExtraBucks from last week
= $9 + 3 - $2 - $.50 - $2 - $4 = $3.50

Transaction 2: 
     1 Jumbo Pack Huggies Pull-Ups $9
     used online coupon: $2.50 off Pull-Ups
     1 Huggies Wipes $3
     used online coupon: $.50 off Huggies wipes
     used $2/10 Huggies purchase CVS coupon

= $9 + 3 - $2.50 - $.50 - $2 = $7
Received $5 Extra Bucks

Total Spent on Diapers & Wipes = $10.50 or $2.63 per item
Saved $21.06 off regular price, 67% savings

For Mommy

Maternity Clothes = $30
     I've been dreading getting out my maternity clothes because, well, some of them are just ugly.  So instead of spending insane amounts of money at Motherhood Maternity (even though they have the cutest clothes), I checked out Craigslist and found the nicest person who was selling a three big lots maternity clothes lots.  She let me pick through and pick out what I wanted, and I found a few pairs of dress pants and leggings and 10 or so tops!  I think I averaged close to $2 per item!

CVS Deal on 2 boxes of Natural Instincts Hair Dye = $4.34
     CVS Sale: 2 boxes for $12
     used 2 online coupons: $1.50 off per box
     used $5 Extrabucks from diaper transactions above
= $12 - $3 - $5 + tax = $4.34 or $2.17 per box!

For Our Tummies

14 lbs Bananas = $.26/lb
    Last Friday, I paired a HyVee one-day sale with a Saving Star deal AND a Checkout51 deal.

1 bite-sized Ben & Jerry's = $0.00
    Last Friday, I also took advantage of the Saving Star weekend 100% back deal!

    This Friday (today), I will be taking advantage of a sale at HyVee combined with this week's healthy Saving Star deal (20% back on broccoli).  I can't wait to find out what the weekend deal will be for 100% back.

XXL Pizza = $3
   Last weekend, Miss Coco wasn't sure where she wanted to eat for her birthday dinner, but she wanted something spicy, so we ended up ordering a spicy chicken pizza, which is a local specialty at Lazarri's in downtown Lincoln.  When we arrived to pick up the pizza, the employees had not even begun to make it yet...they just forgot that they were supposed to be making pizza, apparently.  Despite the mistake and having to wait for them to make the pizza, we then got a huge discount and paid $3 instead of about $23!  $3 to feed 5 people...that's my kind of meal!

Extra Income Check = $7.55
     I just started using Ebates over Christmas for my online shopping.  The first quarterly check came in this week!  I love that Ebates is free, and that I can get real cash back!

New Tutoring Clients = $?.??
     My husbands tutoring business is really growing this month, so he has more tutors and more students than ever before.  I don't have exact tallies on how much extra money he will bring in beyond what we budgeted, but I'm excited to put that extra money towards our debt snowball fun.  \

Extra Teaching = $?.??
     In my department, we just had a professor leave unexpectedly for what we think will be the rest of the semester, so I'm taking over one of his classes and will paid over $1,000 more each month than usual.  However, I don't know when I will actually start seeing the paycheck

Did you have any wallet wins this week?

Read more about our Mission to Financial Freedom HERE.

Follow Elise Harvey {Harvey Ever After}'s board Money Matters on Pinterest.

Thursday, February 19, 2015

February Mid-Month Budget Check-In

As you probably know by now, Alexander the Great and I are working hard to adhere to the Dave Ramsey plan.  Especially when it comes to budgeting.  We are on a mission to financial freedom!

February was our first month to go all out on budgeting.  We've had budgets on-and-off for the past three years or so, and I've had budgets since undergrad, BUT....sticking to the budget is another story.  Now that we've made it our mission to find financial peace, I want to start sharing more with you about that journey.

It's mid-February and there are some areas we've done really well in and others that we haven't done as well in, so let's have a look.

We have many of our bills already set up to automatically debit from our checking account, which is very convenient and helps cut down and save money on potential late fees in case we get a check in the mail a day late.  Our automatic debits include: utilities (gas and electric), internet, cell phones, car insurance, tithe, and even rent.

For our variable expenses (i.e. expenses that are not the exact same amount every month), we are working to move towards using cash as much as possible.  Yes, cash envelopes, just like Dave Ramsey recommends.

Here's where we stand (not including automatic debit items and a few other budget items:

Mid-month Budget Update
By the way, I love for keeping track of our budget!

Not shown here is also our budgeted savings/debt snowball goal of at least $1,000.  And putting $1,000 into a savings/debt snowball fund is a big deal for us, honestly.  We've budgeted and been cheap, but never really quantified a savings goal before.  And like many people, sometimes I would look at things and wondered where I had gone wrong that month.  

I wasn't completely crazy about going the Dave Ramsey way.  Don't get me wrong; he certainly has some extremely good advice, there were just a few things I wasn't sure about.  (Like cash envelopes.)  Well, we have 10 days left in the month, and I think that we just might come in under budget.  Groceries are going to be tight, but thanks to a customer service error last weekend, we scored an extra extra large pizza for only $3 that fed 5 people!  So, we will have plenty of extra in our restaurant envelope if I need to adjust for groceries.  

So far, I would have to say that we are on track towards finding financial peace.  You can read more about why we wanted to take control of our finances in my prior post.  

I hope you'll stick with me as we continue to muddle through our mission to financial freedom!

Monday, February 16, 2015

Our Weekly Paleo-ish Menu {February 15th}

Our Weekly Meal Plan

Sunday - Breakfast Burritos for Lunch

Dinner @ HOME Group

Monday - Chicken Broccoli Braid with Salad

Tuesday - Crockpot Paleo Chicken and Kale Soup

Wednesday - Salmon with Collards and Cantaloupe

Thursday - Sweet Potato Crusted Quiche

Friday - Chicken Pad Sew Ew

Saturday - 7 Spice Roast on Paleo Sandwich Rolls with Apples Slices and Carrots

Sunday - Leftovers

Dinner @ HOME Group

Lunchbox Ideas - Lettuce wraps, egg salad, quiche cups, salads

Find previous meal plans here.
**Linking up at I'm an Organizing Junkie for Meal Plan Monday**

This post contains affiliate links.